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Buying

If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At JC Financial, we are dedicated to finding the loan that fits your individual needs.

Getting Started

Documents You Will Need

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to give your lender:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association

Ready to Get Your Loan? Click her to begin the application!

Free Consultation

Complete the form below to register for a free consultation. Please note that fields marked with an asterisk are required.

About

JC Properties is owned and operated by Josephine W.K. Chu, CFA and is the property marketing arm of JC Financial, an independent real estate and mortgage brokerage.

Her goal is to help buyers realize their dream of home ownership. She believes buyers deserve to have a dedicated advocate to help them navigate the increasingly competitive real estate market and arduous loan process and is able to pass through her lower costs as an independent broker to borrowers.

More About Josephine

Questions?

Call me at (925) 788-3928
or
Email me!




JC Properties is an Equal Housing Opportunity Lender

CA BRE License #01932402
Company NMLS #1062242
Individual NMLS #274689

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